Domestic Travel Guard
Traveling to new locations is always exciting, whether it is domestic or international. However niggling concerns such as flight delays, baggage loss, ticket loss etc. eventually end up spoiling the complete experience.
Tata AIG introduces the right product for you - Domestic Travel Guard - a unique travel insurance product for travel anywhere within India. With this extra precautionary measure by your side, enjoy complete peace of mind for all anxieties on your trip.
Domestic Travel Guard also offers many unique benefits such as family transportation cover in case of emergencies, lost ticket reimbursements, missed departure compensations, personal liability coverage abd personal accident insurance. So the next time you are traveling, ensure that you leave behind your worries and enjoy every moment of the trip.
- Features
Additional Features
- 24 hrs. Worldwide Emergency Assistance Service
- Emergency Medical Evacuation
- Repatriation of remains
- Personal Liability
| Core Benefit* | Per Unit (Fig in Rs.) |
|---|---|
| Accidental Death and Dismemberment Benefit (Common Carrier) |
50000 |
| Accidental Death and Expense Benefit | 20000 |
| Deductible | 250 |
| Assistance Services | Included* |
| Emergency Medical Evacuation Benefit | 10000 |
| Repatriation of Remains Benefit | 10000 |
| Personnal Liability Benefit | 100000 |
| Deductible | 200 |
| In - Hospital Indemnity Benefit-Accident (Max 7 days) | 500 |
| Deductible | 1 day |
| Maximum | 7 days |
| Currently a passenger can only purchase a product which has both Core + Add on benefits. You CANT buy a Core or Add on Benefit on a stand alone basis. | |
| Add-OnBenefit^ | Per Unit (Fig in Rs.) |
|---|---|
| Accidental Death and Dismemberment Benefit (24 Hrs) | 50000 |
| Accommodation charges due to Trip Delay Benefit- flight/ rail **upto | 1500 per Day |
| Deductible | 5 Hours |
| Maximum | 2 Days |
| Loss of Ticket - Rail/air ** only | 20000 |
| Deductible - Rs 150 or 10% of actual ticket cost, upto Max SI | Rs 150/ 10% of SI |
| Family Transportation upto | 10000 |
| Replacment of Staff (Business Trip Only) upto | 10000 |
| Missed Departure - Rail/Air upto | 10000 |
| Deductible - Rs 150 or 10% of actual ticket cost, upto Max SI | Rs 150/ 10% of SI |
| Currently a passenger can only purchase a product which has both Core + Add on benefits. You CANT buy a Core or Add on Benefit on a stand alone basis. | |
| Rate per unit | Core Product | Add on | Total |
|---|---|---|---|
| Premium per trip | 195 | 98 | 292 |
| Trip Bands | |||
| 1-3 | 97 | 49 | 146 |
| 4-7 | 113 | 57 | 170 |
| 8-12 | 136 | 68 | 204 |
| 13-20 | 156 | 78 | 234 |
| 21-30 | 172 | 86 | 258 |
| 31-60 | 186 | 93 | 278 |
| 61-90 | 195 | 98 | 292 |
| Annual Multi trip Premium | |||
| Unlimited trips | 1757 | 880 | 2637 |
| per trip <= 30 days | |||
* Premium (Rs) inclusive of 10.3% service tax
- Exclusion
Main Exclusions
This policy does not cover expenses directly or indirectly in respect of : traveling against the advice of a physician, for obtaining treatment, pre-existing ailments & complications arising out of them, suicide or attempted suicide, war, illegal acts, traveling under the influence of drugs, terrorism, dangerous sports etc. Please refer to the Policy wordings for other exclusions.
The coverage, terms & exclusions have been outlined briefly; kindly refer the policy wordings for complete details.
