Business Guard

Tata AIG's core strength is product innovation. Business Guard is a packaged product range developed after detailed analyses of the insurance needs of various market segments.


Unlike other packaged policies available in the market, BusinessGuard policies are flexible enough to be adapted to specific business situations. This flexibility allows clients to build in a host of coverages under one umbrella, creating a comprehensive insurance solution.


The Business Guard series of packaged products addresses the needs of trading, services, and manufacturing segments.



  • Business Guard - Shakti

    A comprehensive insurance package for large traders (wholesalers as well as retailers) with varied insurance needs. The primary covers offered are Fire and Burglary insurance; additional covers can be built to any limit of sum insured as required by customers.


    Some of the covers which can be built in, in addition to Standard Fire and Special Perils Policy and :

    • Burglary
    • Money-in-safe
    • Money-in-transit
    • Plate Glass
    • Electronic Equipment
    • Workmen's Compensation / Employer Liability Insurance
    • Sign Board
    • Personal Accident

  • Business Guard - Office

    A very flexible product that caters to a whole range of covers essentially required by independent offices of professionals and business services as well as networks of offices of corporates (trade, industry and services).

    Some of the covers which can be built in, in addition to Standard Fire and Special Perils Policy are:

    • Burglary
    • Money
    • Plate Glass
    • Electronic Equipment
    • Machinery Breakdown
    • Personal Accident
    • Workmen's Compensation / Employer Liability Insurance
    • Public Liability etc.

  • Business Guard - Commercial

    A whole range of businesses in manufacturing and service sectors of the economy can have their insurance needs tailored into Business Guard - Commercial.

    Some of the covers which can be built in, in addition to Standard Fire and Special Perils Policy are:

    • Burglary
    • Consequential Loss
    • Money
    • Plate Glass
    • Electronic Equipment
    • Machinery Breakdown
    • Personal Accident
    • Workmen's Compensation / Employer Liability Insurance
    • Public Liability etc.

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