Group Personal Accident

Tata AIG Accident & Health Division provides tailor-made Group Personal Accident (GPA) Policy to suit the requirements of our esteemed customers.

The hallmark here is that each of our GPA policies is unique to the client and his needs. Tata AIG tailors a customised GPA cover around your company's varying needs and limitations, depending on your choice of benefits in combination with the Accidental Death benefit.

A highly customisable product for large companies of more than 100 people

• Benefits

  Special Benefits on GPA

  • Accidental Death
  • Dismemberment
  • Permanent Total Disability
  • You are also covered for a maximum of Rs.5,000 per accident for medical expenses.
  • Permanent Partial Disability
  • Accident Medical Reimbursement
  • Temporary Total Disability (weekly benefit)


• Adding Value to your product

  At Tata AIG, we see no reason why only traditional corporates and businesses should have access to a Personal Accident (PA) cover. Exploring new ways of thought, Tata AIG now offers GPA to both:

  • The traditional segment - corporates and businesses looking to offer a PA cover to their employees
  • And the non-traditional segment - private and public institutions who regularly access large numbers of people.

  Two examples of PA being offered to a non-traditional client:

  
  
  • Offering a PA cover bundled with the client's product. Tata AIG, in partnership with a large tire manufacturing company, offers a Personal Accident cover of Rs.50,000 with every 2-wheeler tire sold.
  • Offering a PA cover to educational institutions, where students are covered for accidents during the time they spend at the educational institute.


• Exclusions

  Across all our major products, the main exclusions to the policy include suicide, military service or operations, war, terrorism, illegal act, bacterial infections, disease, AIDS, dangerous sports etc.